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Workers’ compensation can be confusing, but trying to figure out who and what is covered can be even more daunting. Fortunately, the Lakeland workers’ compensation lawyers at Dismuke Law can help. We can help you file your initial application, avoid denials and delays in your benefits, and appeal denials that are keeping you from the benefits you are owed.
Each state regulates its workers’ compensation program, so the rules change depending on your location. In Florida, Dismuke Law understands how the insurance program works and what regulations apply. We can help you navigate the entire process to seek the benefits you deserve. “Ask Dave” to get concise answers to your questions.
In Florida, workers’ compensation is regulated by the Division of Workers’ Compensation (DWC). The division falls under the Department of Financial Services (DFS).
Most people think that workers’ compensation provides medical coverage only. Still, more benefits are available, such as:
You must use an employer-approved doctor when you receive medical coverage under workers’ compensation. You may also receive treatment from your regular physician, but this may not be covered under your employer’s insurance company, which funds your workers’ compensation benefits. Per the DWC, some forms of medical coverage include:
The overall purpose of workers’ compensation insurance is to permit injured workers time after an injury to recover and return to work. There are also provisions for longer-term benefits for more severe injuries.
If you are still determining if you are getting all the help you deserve, consulting with a workers’ compensation lawyer in Lakeland, FL might be helpful. Our lawyers can ensure you seek the benefits you deserve or help you if you face a denial.
Read real client reviews from our Lakeland office and see why we’re trusted for reliable legal support.
If you suffered a catastrophic injury in a workplace accident, you don’t have time to sort through denials, delays, and unpaid benefits. You are depending on your employer’s insurance company to keep you afloat while you rest and recover from your injuries. We want to make sure you don’t suffer financial hardship because of mistakes in the application process. Plus, if a third party’s negligence caused your injury, we want to pursue them for additional compensation on your behalf.
At Dismuke Law, you can rest assured that our board-certified civil trial attorneys have the skill and experience required to navigate any hang-ups in your case. Dave Dismuke, our founding attorney, is a specialist in civil trial law who has 18 years of legal experience and several commendations to his name.
With representation of this caliber, our clients enjoy peace of mind during the legal process. While you are recovering, we are fighting. We will do everything legally in our power to obtain the benefits you deserve, so you can focus on what matters most.
Each state regulates its own workers’ compensation rules. However, the eligibility requirements are all similar. They include:
Your employer may have a specified process for reporting accidents and filing compensation claims. If they do not, our attorneys can explain the process for filing a claim.
Your employer should display signs about workers’ compensation in a prominent area, such as an employee break room. They should maintain all necessary forms to file a claim in case of a covered injury. Under workers’ compensation laws, you have the right to:
You also have the right to contact a Lakeland workers’ compensation attorney. If you hire our team, we can provide advice and guide you through the process. It can give you peace of mind knowing that you have a legal representative who will protect your rights under the law.
In some cases, you can file a lawsuit for a workplace accident. However, those are the rare exceptions. Suppose workers’ compensation insurance is in place and pays for your medical expenses and other benefits according to the state’s guidelines. In that case, you cannot file a lawsuit against your employer.
Suppose your injuries were caused by or contributed to by a third party, such as an equipment manufacturer. In that case, you might have the right to sue that third party. Suppose you have questions about whether you can file a personal injury lawsuit. In that case, you will find it helpful to consult with a personal injury or workers’ compensation lawyer.
A workers’ compensation claim may be denied as with any other insurance claim. In many cases, you can quickly correct the reason for a denial. Some common reasons for denial include:
You can appeal the decision if you receive a denial of claim notification. The steps for appealing should be outlined within the letter. At this stage, contacting a workers’ compensation lawyer can help you file your appeal request.
Florida Statutes § 440.15 outlines disability ratings for workers’ compensation. Depending on your rating level, you can seek a different degree of financial assistance. Your rating level is based on the severity of your injuries and the length of time your working ability is affected.
Personal injuries can affect every part of your life, from your health to your financial stability. At Dismuke Law, we help injured victims navigate complex car accident claims and hold negligent parties accountable.
Our Lakeland Workers’ Compensation Lawyers combine deep legal knowledge with a commitment to achieving meaningful results for our clients. We are proud of our track record and stand ready to fight for the compensation you deserve.
Schedule a free consultation today by calling (863) 250-5050 or completing our online contact form.
Seriously injured? Have no coverage? We want to talk to you and we can help. We have two convenient office locations in Lakeland and Tampa and can even come to you if you are unable to travel due to your injuries. When you’ve been hurt in Florida, 1-800-ASK-DAVE is the only number you have to remember.
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WHAT IS MY AUTOMOBILE ACCIDENT CASE WORTH?
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