Ridesharing is convenient and relatively affordable, becoming more and more popular among Florida residents and visitors alike. Unfortunately, it can present some difficulties if a Lakeland car accident occurs. Although Uber and Lyft have policies regarding insurance coverage for accidents involving their drivers, there is a lot of grey area. It takes an attorney who is well-versed in auto accident insurance coverage specifically relating to rideshare collisions, to offer experienced guidance.

Serving Central Florida from offices in Tampa and Lakeland, Dismuke Law can provide the skilled legal representation you need after an Uber or Lyft accident. Founded by Dave Dismuke, a Board Certified Specialist in Civil Trial Law by The Florida Bar, our firm is committed to delivering results in complex traffic accident claims and lawsuits.

Factors to Consider: Rideshare Accident Insurance Coverage

Florida is a no-fault auto insurance state, meaning you would most likely pursue compensation from your own personal injury protection (PIP) coverage if you are injured in an auto accident. But what happens if you are in an Uber or Lyft? As a driver or passenger, specific factors must be considered to determine whether your insurance policy or the rideshare company’s insurance policy comes into play.

These factors include:

• When the accident occurred, such as whether the app was on and if the ride had started, as opposed to times when a driver is waiting to be pinged.
• Who caused the collision, such as another driver or perhaps a third party, such as the manufacturer of an auto part.
• The level of driver, such as an UberX driver, as opposed to an Uber Select driver.
• Whether you sustained permanent injuries and can pursue a third-party insurance claim or personal injury lawsuit.

Carefully considering your accident from every angle, the team at Dismuke Law can determine exactly who is to blame and how to pursue maximum compensation – from all potential sources.