Lakeland Progressive Claims Lawyer

Your claim typically starts with contacting the insurance agent. Progressive usually has different claims processes for specific insurance claims, including Auto, Property, RV, Motorcycle/Power Vehicles, Boat/ PWC, and other claims. For instance, auto insurance claims will typically begin with filing a claim through the Progressive mobile app, website or phone. All claimants, including policyholders and third party claimants, are usually encouraged to go through one or more of these media to begin their claim.

What information do you need to file your claim?

You will be required to provide information and documentation about your claim, including:

• Your insurance policy number, if you are a Progressive policyholder. If you are not, you will need to provide the policy number and personal details of the at-fault person who is insured by Progressive
• You may have to provide the make, type and license number of vehicles involved in the accident
• A copy of the police report made at the scene of the accident
• The contact information of all passengers involved in the accident, if you have this (usually listed on the traffic crash report)
• The contact information of witnesses that were at the scene, if available (usually listed on the traffic crash report)
• Pictures, video and other evidence you have of what transpired at the scene
• Comprehensive information and documentation of your injuries, including medical records and bills
• Wage information and medical records that show the restrictions your doctor has placed on you due to the traffic crash
• Details of other loss you suffered from the accident
• Contact information of an auto repair shop that you trust to provide an independent estimate of the likely cost to repair your vehicle

What happens after you file your Progressive claim?

The company will fist assign a claim number to your case. This unique number identifies your claim and will be used to track your claim while the company is processing it. It will also be useful when you want to check on the progress of your claim. The company will send out a claims adjuster to inspect the damage done to your vehicle. The purpose of the inspection is usually to assess the extent of the damage and the likely cost of repairs. They will also try to ascertain if the vehicle can be regarded as a total loss. You should be on your guard here, though, as the company usually uses the pretext of investigation to try and uncover reasons why they should minimize or deny your claim. The reasons don’t have to be especially good. That’s how desperate they can be to avoid paying you. Another trick these insurers employ in minimizing claims is by informing you that you are required to provide a recorded statement. In Florida, you are not required to give a recorded statement to the at-fault insurance company. However, you are required to cooperate with your insurance company’s investigation, which could include giving them a recorded statement. These statements are usually designed to catch you saying something that damages your claim. Do not agree to make a recorded statement or any statement for that matter without first speaking to an Lakeland Progressive claims lawyer. After the investigation, the claims adjuster will send you an estimate of the loss you have suffered and make a settlement offer. This offer will usually be significantly lower than what you deserve. Learn more about how to value your Progressive claim here.