After a crash, seeking medical care is one of the most crucial things you can do. However, it’s daunting if you feel that you cannot afford treatment for your injuries. As a victim of a severe crash, you can pursue compensation in numerous ways to pay for your medical bills.
You want to be sure that you can receive medical care for the damages you sustain, but you’re already dealing with emotional, financial, and physical hardships. Recognizing your rights can give you peace of mind moving forward.
Here are five ways that you can get your medical bills paid following a severe collision.
- Personal injury protection (PIP)
- Medical payments coverage
- Health insurance
- Workers’ compensation
- Win your case
If you need to discuss your claim, be sure to reach out to a lawyer. Call us at (863) 292-6922 today.
Personal Injury Protection
With personal injury protection (PIP), you can receive up to $10,000 to cover your medical bills after a crash. Even more imperative, PIP coverage goes into effect regardless of the at-fault party. So, even if you were to have any percentage of fault, you can still recover at least some compensation to pay for the medical treatment you receive.
Your auto insurance covers your costs in these situations, but it’s vital to work quickly and get treatment within two weeks of the accident.
Medical Payments Coverage
Medical payments coverage is an optional policy that you can purchase along with the mandatory personal injury protection. This coverage can cover the 20% of your medical bills and deductibles that PIP insurance won’t cover.
In Florida, health insurance is one of the more common methods for paying for medical bills once you have gone through your entire personal injury protection policy. In car accident claims, your healthcare insurance policy won’t kick in until after you have used your PIP coverage. So, you’ll need PIP to go through first before health insurance plays a role.
If you drive for a living and suffer a car accident while on the job, you can file a claim with your employer’s workers’ compensation insurance. Workers’ compensation benefits include medical treatment coverage. You can also file a claim against the person responsible for your accident. Be sure to speak with a lawyer about your options in these situations.
Win Your Case
When you file a case against the responsible party, you can pursue compensation that would cover your medical bills. We work with you through a settlement, explaining what “money in your pocket” is. This is the amount you receive after your bills are paid.
For instance, we make it clear that some of your settlement amount would have to go towards paying for your medical bills, so if your settlement is for $100,000, you might only receive $50,000. It may seem confusing at first, but by explaining the situation from the very beginning, you’ll have a clear understanding of what to expect.
Our Lakeland car accident lawyers are here to help you understand your rights through complex legal matters. We know how vital compensation is to your recovery, and we will be there in your corner to help you fully understand your rights and options to hold negligence accountable.
With Dismuke Law, PLLC in your corner, you can feel confident knowing you’re receiving the highest level of care and that we will work to pursue the maximum compensation on your behalf. Let our team be on your side every step of the way. We are committed to you, your best interests, and your rights, so when you hire us, you get the best of our ability every single time.