Were you injured in an accident by an Allstate-insured driver? You may be able to file an Allstate claim requesting compensation for your injury. This article will discuss the issues that come up most frequently.As is often the case with insurance companies filing a claim and obtaining compensation are two different things. Insurance companies are notoriously difficult to deal with, and Allstate is often tougher than most. The company is not usually disposed to paying generous sums on claims and will typically look to protect its bottom line.If you wish to recover fair compensation for your loss, you need to understand the Allstate claims process and how an attorney can help. Our Allstate claims attorneys explain what you can expect when dealing with Allstate and what the claims process will require.
What can you expect when dealing with Allstate?
Allstate insurance company is considered the fourth largest insurance company in the US. With assets in the hundreds of billions and profits of almost $5 billion in 2019, the company has the size and organization that positions it as an established, dependable insurer.However, like most insurance companies in the US, and perhaps more than most, Allstate is challenging to deal with. The company has been embroiled in controversy after controversy, all of which revolve around its refusal to pay policyholders fair value on their claims. The company won the top spot in the American Association for Justiceâ€™s 2008 ranking of theTen Worst Insurance Companies in America.Shortly before the report, the company was sued in a lawsuit that alleged it intentionally denied and underpaid claims to victims of Hurricane Katrina in Louisiana. In this lawsuit, the company paid just over $44,000 on a claim worth greater than $580,000. The court found against the company and ordered it to pay damages and penalties over $2.8 million.A CNN investigation by Anderson Cooper shortly afterward also exposed the company as one of several major insurers that adopt a â€œdeny, delay and defendâ€ policy. The company has also been implicated in several other anti-policyholder controversies, including an active policy of bad faith in insurance claims.Allstate has now gained a reputation for being one of the hardest insurers to deal with. Their default policy is to deny claims, frustrate the policyholder or claimant by taking the case to court if necessary. This is why you must be adequately prepared to fight for fair compensation.
For a free legal consultation with a allstate claims lawyer serving Lakeland, call 863-250-5050
What should you do immediately after your accident?
Filing a claim with Allstate will be necessary if you are a policyholder with the insurance company or were injured by a driver insured by them.Since Florida is a no-fault state, you will typically have to turn to your insurer first if your claims are less than $10,000. But for claims above that amount, you can file a third-party claim with the other personâ€™s insurer.To ensure you have a solid foundation for your claim, it is vital that you take the following actions in the immediate aftermath of your accident:
Seek medical attention immediately, and tell your health care provider about ALL of your complaints, not just the worst one.
Call 911 to get law enforcement on the scene. The police officer will typically make a report. Ask for a copy.
Take pictures or video of the accident scene, including skid marks and damage to the vehicles.
Speak to witnesses, if you can, and collect their contact information.
Write down everything you remember about the accident.
Contact an Allstate claims attorney before taking the next step.
If you file the claim yourself, keep the contact as brief as possible. Do not say more than you have to, donâ€™t speculate or provide opinions on anything.Keep in mind Allstate might record your conversation.
Do not sign any documents or agree to anything until you have spoken to a lawyer.
Allstate encourages its policyholders to file claims with the company through its online channels. This includes going through the mobile app, phone, or by contacting an agent. People filing third party claims are also encouraged to go through the website to better understand how they can commence their claims process.The company has slightly different procedures for filing auto claims, disaster, flood, motorcycle, and other claims. You can visit their website here for more details on how you should start the claims process.Apart from these, you may also be able to file a paper claim with all supporting documentation attached. Before filing your claim, you should ensure you have all the necessary documentation.
After you file your claim, you will be assigned a claim number. This number helps the insurance company track your claim internally and will be necessary for when you want to check on the progress of your claim.The company mentions on its website that after filing, the company will send a professional to investigate the details of your loss and evaluate the damage you have suffered. This stage will typically include speaking with any witnesses you provide and conducting a physical examination of your vehicle and reviewing medical documentation.The claims adjuster may also try to get you to make a recorded statement, claiming it is part of the claims process. Do not agree to do this without first speaking with an attorney. The purpose of a recorded statement is usually to try and catch you saying something that may hurt your claim later on. You do not have an obligation to make a recorded statement to the at-fault insurance in Florida. However, you do have a responsibility to cooperate with your insurance company, but you have a right to speak to your Allstate claims attorney first.Once the investigation is complete, the company will send you an estimate of the damage and make a settlement offer. As a rule, this offer will rarely come anywhere close to what you deserve after your accident. So, it is important that you speak with an attorney before accepting anything they put in front of you. Click here to learn what your case is worth.
When should you contact an Allstate claims attorney?
Filing a car accident claim with Allstate is often a difficult process. If the company believes it can skimp on its payments to you or escape liability entirely, it will stop at nothing to do so. This is why it is necessary to get a qualified Allstate claims attorney involved right from the beginning.If your claim involves catastrophic injury, it will be even more vital to involve an attorney from the start. This ensures you have the best chance of receiving fair compensation.
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Always professional and very helpful.
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There is no praise high enough for Dave Dismuke.
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My experience with Dismuke Law was priceless.
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Pleasure to work with.
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Friendly and helpful!
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As advertised Dismuke Law delivered the results I was hoping for
David and his team were great at keeping me informed and involved in the entire process for my case...As advertised Dismuke Law delivered the results I was hoping for. I highly recommend Dismuke Law.
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If I ever need an attorney again I will be choosing Dismuke Law!
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Dismuke Law turned a not-so-great situation into a pleasant experience
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They were always courteous and very pleasant to talk with.
When we had a question the office staff routed our call and we got a response in real-time. They were always courteous and very pleasant to talk with.
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I would definitely recommend David.
I hired Dave Dismuke to help me with a legal issue. From our very first meeting, I could tell I had hired the right attorney for the job. He took interest and got all the information he needed to get started. His staff was very helpful and always had an answer to my questions when I called. I would definitely recommend David. He stayed in contact with me on a regular basis to update me on the progress. I was very happy with the results.
- Martha R.
Cristina was descriptive and put me on the right path to have my issues resolved.
I had several questions pertaining to a legal matter and was able to have every question answered in a timely and professional manner by Cristina the paralegal, she was descriptive and put me on the right path to have my issues resolved. I was extremely impressed. Will recommend!
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Always goes the extra mile and never gives up.
I've had the pleasure of working with Cristina, she is very professional, hard-working, and dedicated. Always goes the extra mile and never gives up. I will always recommend Dismuke Law for their professionalism, dedication and top priority, and quality of service.
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Cristina Dunaway is a dedicated and hard-working individual.
I’ve had the pleasure of working with Cristina Dunaway and know her professionalism. She is dedicated and a hard-working individual. She is a great asset to any company! Keep up the good work!!!
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You have a problem, the answer is one call away.
I have found that the law firm is not only tenacious in working for their clients but also still has the philosophy of the one-on-one personal touch that so many other firms have lost. You have a problem, the answer is one call away. They are easy to talk to because they are eager to help.
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I could not have asked for a better attorney or a better team to represent me!
I want to thank everyone at Dismuke Law, for always going above and beyond for me! I could not have asked for a better attorney or a better team to represent me! And a special thank you to Cristina Dunaway for all that you have done for my family and me. I am eternally grateful and I pray that God blesses you all at Dismuke law the same way he blessed me with you to help me through my darkest hour.
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Jennah has always been courteous when we asked for help and information.
Beth and I have come to know and appreciate Jennah for helping us with our case. She has been patient with our many queries about what to do and when to do whatever needs to be done. Jennah has always been courteous when we asked for help and information.
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They treat every client like family.
Cristina and everyone at Dismuke Law are wonderful. They treat every client like family. Beautiful offices and a wonderful staff.
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Beautiful office and even nicer staff!
Dismuke Law is a very professional law firm and has a beautiful office and has even nicer staff! Jennah has been super great and helpful for us!
- Amanda B.
Thank you and your team for being just so awesome and understanding!!
I would like to personally Thank Mr. Dismuke and his team for always being there for me during a very frustrating and difficult time. I called Mr. Dismuke and his team and immediately they sent an investigator out within 30 mins of our phone call and two hours later they were calling me to schedule doctor appointments. Jennah his asst has been just wonderful I recently suffered a severe concussion due to a drunk driver that hit me and my 4yr old son. Jennah has taken the time to schedule all of my appointments that were needed to get me on the right track to feel like my old self. She has also taken the liberty to text me all the information that I needed which was a relief for me because it’s hard to remember a lot of things. This whole process has just been headache-free. Thank you and your team for being just so awesome and understanding!!
Cristina has always been very helpful.
Cristina has always been very helpful to other paralegals in Florida and the nation. Thank you.
- Meg H.
Jennah was always very professional, positive, friendly, and willing to help.
Jennah Williams previously worked for me for a few years. During this time Jennah pushed herself to learn about the operation until she was able to do any task. Jennah was always very professional, positive, friendly, and willing to help. It was a sad day when she left.
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Very helpful and professional!
I'm an adjuster and I have worked with Jennah on a few claims and she was very helpful and professional!
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Jennah Williams is a pleasure to work with, always so nice and eager to help!
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Cristina works in a very professional and respectable manner.
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Pleasure to work with.
Cristina Dunaway is always a pleasure to work with!
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Cristina is awesome and the most polite person!
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Beautiful office conveniently located in downtown Sebring.
Beautiful office conveniently located in downtown Sebring. Wonderful place to work. Pleasant staff.
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Dave and his staff worked hard for me and always did what was in my best interest.
I worked with Dismuke Law and have been extremely pleased with my experience. Dave was always kind and understanding of my situation. He and his staff worked hard for me and always did what was in my best interest. I would definitely recommend him to anyone who needs representation.
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What can I say? Dave and his team are the best! Dismuke law is who I will use for the rest of my life. I recommend him to friends and family every chance I get. Communication is 5 stars between him and his clients. Putting you first. Aggressiveness and motivation is 5 star. He gets the ball moving! My case manager Stephanie Crumbley is but a phone call away. To answer any and all questions I may have. And responds quickly with answers. I have total confidence in him and his team. My worries about getting pushed around in the courtroom are no more. And knowing that I have the best in my corner. Brings a great deal of relief in these difficult times. Definitely worth the phone call!
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Dismuke Law is the first place we would call. They did not disappoint!
A few years ago, my son was injured in an auto accident. We called attorney David Dismuke as we were told that his paralegal Cristina was one of the best. They did not disappoint. If either myself or my son ever needed an attorney again, Dismuke Law is the first place we would call.
- Daniel R.
Dismuke Law delivered the results I was hoping for.
David and his team were great at keeping me informed and involved in the entire process for my case. Chris is down to earth and never wavered in his confidence as we approached the final days of the process. As advertised, Dismuke Law delivered the results I was hoping for. I highly recommend Dismuke Law.
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Mr. Dismuke and his staff's dedication and service to his clients are unparalleled.
Mr. Dismuke and his staff's dedication and service to his clients are unparalleled. He was always there to help answer any questions. I am very happy with the end result, and that is hard to do especially in such a difficult situation. I would highly recommend this firm - simply the best!
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Great lawyers, great staff and always a pleasure to work with!
Great lawyers, great staff and always a pleasure to work with! I would have no hesitation referring a family member, friend or co-worker to Dismuke Law for representation! Christina, Alexis, Jennifer, Dave, Chris, and Will are of the highest caliber both professionally and personally!
- Tom D.
I would highly recommend Dismuke Law to anyone in need of a personal injury lawyer.
David's attention to detail, honesty, and caring attitude toward clients, staff, fellow colleagues, and others is what makes him one of the best lawyers in Polk County. I would highly recommend Dismuke Law to anyone in need of a Personal Injury Lawyer.
- Courtney A.
If I ever need an attorney again, they'll be who I call.
After my car accident, I didn’t really want to deal with anything. I was already going through so much dealing with the pain, Doctor’s and physical therapy. But the team at Dismuke Law made this process very easy. All the people in that office are amazing and so nice. They made sure my case was handled and completed in a timely fashion. It really went by so quickly. The people are so sweet and understanding of what you're going through, especially Alexis Costa!! She is a sweet and intelligent young woman. She went out of her way to make me feel comfortable and explain things to me that I didn’t understand. I just really want to Thank the team at Dismuke Law for everything that y’all done for me. If I ever need an attorney again, you’ll be who I call. Thank you!!
- Carrie M.
Great customer service!
Great customer service, Nicole was a tremendous help on the phone!
- Jen H.
Now I understand why, this is proactive, get things done kind of firm.
I never needed an attorney before February, not sure who would be the best option for me after my accident. I started by looking at reviews, and after checking out several firms, I decided on Dismuke Law. The firm had the best reviews and everyone seemed happy at having chosen Dismuke Law. Now I understand why, this is proactive, get things done kind of firm. I was in need of medical and dental attention after my accident, not being able on my own to get what I needed everyone went into action, getting my problems taken care of. One of my biggest things was that my dentures were broken in my fall, I was getting married in a couple of weeks, and refused to get married without them. I will be picking up my dentures on Thursday, March 28, and getting married March 30th. This would have never happened if it had not been for Alexis Costa. She is the best. When she realized how upset I was she began getting me answers as to where to go and what to do so I could get what I needed and not have to cancel my wedding. Also a big Thank You to Jennifer, one of the investigators, she came to me very quickly to get the process started. I spoke with Mr. Dismuke by phone, he is a very caring and understanding man, explaining every step of the process as we go along. I know I have forgotten others that I have spoken to in the office, but please know I appreciate and thank each of you for everyone that has and continues to be there for me in this process. YOU ARE ALL THE BEST!
- Sandy N.
David is professional and has a vast knowledge of his field.
I’ve personally known David for many years. He is professional and has a vast knowledge of his field. I would highly recommend using Dismuke Law.
- Ashley B.
The staff was amazing!
I was referred by a friend. The staff was amazing. Jennah was very accommodating and was able to answer all of my questions. I would highly recommend this law firm.
- Connor V.
Very knowledgeable and friendly.
As a colleague of Will Dennis, I highly recommend him. Very knowledgeable and friendly - the kind of lawyer you want to build a relationship with. He pulls from a deep and diverse knowledge base and is one of the hardest workers I know. He spent years serving our great State of Florida prosecuting criminals, and now all that courtroom experience is available for hire. A great lawyer and a great guy.
- Garrett C.
I will definitively rely on this office for all my legal needs.
I randomly called this office seeking legal advice and had the pleasure of speaking with Stephanie, she was very polite, helpful and put me at ease regarding my legal needs. Stephanie was the first person I spoke to and based on my interaction with her I will definitively rely on this office for all my legal needs. If you are looking for any help regarding legal needs, I highly recommend giving Stephanie a call so she can lead you to the right person for you.
- Kyla E.
David Dismuke is an expert in his field and maintains a “client first” perspective that gets results!
I have had regular communications with this firm for over a year and a half now. Each time I am impressed. Jennah, whom I have spoken with most often, is always prompt in returning my emails/calls. She is always professional, knowledgeable, and compassionate- which is exactly what you need during such a stressful time. David Dismuke is an expert in his field and maintains a “client first” perspective that gets results! I have and will continue to recommend Dismuke Law.
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