Hey, it’s Dave. If you’re gonna do a drivers’ exchange and not call law enforcement, here’s what you need to know.
Number one, you have a legal obligation to call law enforcement if anyone claims injury, or there appears to be more than $500 of property damage. If you’re going to do a driver’s exchange, the statute requires that you disclose name, address, and vehicle registration number. But you really need more than that. I would advise you to take out your smartphone and snap a picture of the other person’s driver’s license, insurance card, their license plate number, as well as their VIN number up in the front windshield. If you get all of these on your smartphone, there’s less chances that it can be disputed down the road or you take the information down inaccurately. The owners of vehicles here in Florida are liable for the car crash under what we call the Dangerous Instrumentality doctrine. Sometimes a driver of the vehicle doesn’t have coverage and the insurance coverage comes from the owner.
Hey, I hope these tips help you get what you need to get a full recovery if you’ve been involved in a traffic crash here in Florida.
If you have questions about your car accident, give us a buzz at 1800-ASKDAVE.
We’re here to help.