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What Shouldn’t I Say to an Insurance Adjuster After a Car Accident?

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The at-fault party’s insurance company will immediately launch an auto accident investigation to reduce their payout.

This investigation includes taking statements from the parties and witnesses and collecting physical evidence, such as photographs and even the damaged vehicles.

While the insurance company attempts to avoid liability, most auto accident victims are left to deal with the personal and financial effects of the trauma. This reality is why it’s important to have a specialist on your side. We won’t let the insurance company take advantage of you.

Most people avoid doctor appointments after a vehicle accident. However, after a severe auto crash, it is important to follow medical advice to give yourself the best and fastest chance to heal.

Seek medical care immediately after an injury and avoid missing appointments with your healthcare professionals.

Your auto accident case value is determined by evidence from several places, especially your doctors. Most people who require treatment will get better; however, some catastrophic injuries require lifelong care.

After an accident, document what future needs may be necessary. It is also important to tell your doctors about past issues.

The doctors need to give opinions about new injuries and prior injuries that were possibly exacerbated. Failure to provide your doctors with accurate information may damage your credibility and undermine your doctor’s findings.

After Lakeland, FL, car accident, you must demonstrate that your injury is permanent to receive compensation for pain and suffering, disability or physical impairment, deformity, mental anguish, inconvenience, or loss of capacity for enjoyment of life.

To be considered a permanent injury, it must include:

A significant and permanent loss of an important bodily function.

Permanent and significant scarring or disfigurement.

An injury that the evidence shows is permanent to a reasonable degree of probability.

Maximum medical improvement is when an injured patient’s condition cannot be further improved or when a healing plateau is reached.

It can mean the patient has fully recovered from their injury, or their condition has stabilized, and no substantial change can be expected. Maximum medical improvement does not mean the patient will not receive future care.

Sometimes, future care is designed to help with functionality or pain levels and will not cure the condition. This kind of treatment following a car wreck is called “palliative care.” Palliative care is a multidisciplinary approach to specialized health care for people with severe conditions.

It focuses on providing patients with relief from the symptom or pain. Such therapy aims to improve the patient’s quality of life.

After getting the care you need, obtaining good advice and counsel is important for your future. Hiring the right personal injury attorneys can make a difference in your case. If you need legal assistance, contact one of our car accident specialists.

If you hire a lawyer on contingency, you will likely pay the same percentage fee whether your lawyer is a first-year lawyer with little or no experience or a board-certified specialist by the Florida Bar.

Far too often, car accidents occur, and individuals attempt to go through the process of filing a claim on their own. While there are some situations where you can probably deal with your claim on your own, it’s usually in your best interests to have legal counsel on your side.Unfortunately, insurance adjusters often look for anything you say that they can use to take advantage of your rights. While we encourage you to never speak with insurance adjusters on your own, if it ever happens, there are a few things you should avoid saying.

“I Think…”

When you make a statement, you want to be certain. Never give insurance adjusters a reason to assume your memory of your crash is inaccurate. When you say that you think something happened, insurance adjusters will try to use this statement against you.

More than Necessary

You should stick with the facts of your case. The more you tell insurance adjusters on your own, the more they’ll try to use your statements against you. It also helps to keep your statements consistent, avoiding any discrepancies by adding more information than necessary.

About Your Injury

One thing you should never do is say that you are not injured. Even if you’re not feeling pain at the accident scene, you can experience latency issues that cause you to experience pain in days or weeks after the event. If you immediately say you’re not injured, the more likely it is insurance adjusters will try and deny your claim.

Our Lakeland car accident lawyers at Dismuke Law, PLLC want to help you avoid a complex situation. When insurance adjusters try to get a recorded statement or take advantage of your rights, get a lawyer on your side who is prepared to take on all challenges when you need us most. We don’t back down from insurance companies, and we go above and beyond to obtain maximum compensation on your behalf.

Contact our firm at (863) 292-6922″>(863) 292-6922 today.

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Seriously injured? Have no coverage? We want to talk to you and we can help. We have two convenient office locations in Lakeland and Tampa and can even come to you if you are unable to travel due to your injuries. When you’ve been hurt in Florida, 1-800-ASK-DAVE is the only number you have to remember.

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